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Electrical and Water Line Coverages

HomeServe Products & Services

HomeServe offers home repair plans that can help protect you from the costs of repairs and keep your life moving. Plans are available for residential electrical and water lines, plus hot water heaters.

24/7 repair hotline: (855) 336-2465

Exterior Electrical Line Coverage


It can be costly to fix or replace the complex electrical wiring system outside your house. Enjoy coverage and peace of mind if a covered breakdown occurs.

30-day wait period includes a money-back guarantee.

Sample covered parts:

  • Weatherhead
  • Meter box (not the actual meter)
  • Wiring from meter box to the electrical panel
  • And more

Administered by HomeServe®

Exterior Electrical Line Coverage – Terms and Conditions

$2.49/month + tax

Includes a rebate of 50% off per month for the first year plus tax, added to your FPL bill.

Enroll

Exterior Electrical Line Coverage

 

Eligibility:

You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your exterior electrical line prior to enrollment or have an electrical services entrance rated less than 80 amps. If your entire exterior electrical line is shared with any third party, or covered by a homeowners’, condominium or like association, then you are not eligible.

Benefit Details:

Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following components of an overhead or underground exterior electrical line, for which you have sole responsibility, from your utility’s responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition due to normal wear and tear, not accident or negligence: weatherhead, insulator, riser, meter base and service entrance conductor. In addition, we will arrange and pay for the repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear. Not covered: Repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; repair of low-voltage wiring; generators; non-utility supplied power and/or lines; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances (such as a natural disaster or an act of God). Additional exclusions apply.

Making a Service Call:

Your coverage starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. This optional Exterior Electrical Line Coverage is administered by HomeServe, as an authorized representative of the service contract provider, ServicePlan of Florida, Inc. HomeServe is an independent company, separate from Florida Power & Light Company.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Interior Electrical Line Coverage


Help protect your budget by covering repair and replacement costs for old, faulty or damaged electrical systems inside your home.

30-day wait period includes a money-back guarantee.

Sample covered parts:

  • Outlets
  • Switches
  • Breaker panels
  • Fuse boxes
  • And more

Administered by HomeServe®

Interior Electrical Coverage – Terms and Conditions

$3.24/month + tax

Includes a rebate of 50% off per month for the first year plus tax, added to your FPL bill.

Enroll

Interior Electrical Line Coverage

 

Eligibility:

You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior electrical line prior to enrollment or have an electrical services entrance rated less than 80 amps. If your entire interior electrical line is shared with any third party, or covered by a homeowners', condominium or like association, then you are not eligible.

Benefit Details:

Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing high voltage interior electrical line within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence. Not Covered: Repairs to any wiring that is connected to or part of any low-voltage system; appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

Making a Service Call:

Your coverage starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. This optional Interior Electrical Line Coverage is administered by HomeServe, as an authorized representative of the service contract provider, ServicePlan of Florida, Inc. HomeServe is an independent company, separate from Florida Power & Light Company.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Electrical Line Coverage


Combined coverage from the interior and exterior electrical line programs.

30-day wait period includes a money-back guarantee.

Sample covered parts:

  • Weatherhead
  • Meter box (not the actual meter)
  • Wiring from meter box to the electrical panel
  • Outlets
  • Switches
  • Breaker panels
  • Fuse boxes

Administered by HomeServe®

Electrical Line Coverage – Terms and Conditions

Bundle for only
$3.99/month + tax

Includes a rebate of 50% off per month for the first year plus tax, added to your FPL bill.

Enroll

Electrical Line Coverage

 

Eligibility:

You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior or exterior electrical line prior to enrollment or have an electrical services entrance rated less than 80 amps. If your entire interior electrical line is shared with any third party, or covered by a homeowners', condominium or like association, then you are not eligible.

Benefit Details:

Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing high voltage interior electrical line within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence; the following components of an overhead or underground exterior electrical line, for which you have sole responsibility, from your utility’s responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition due to normal wear and tear, not accident or negligence: weatherhead, insulator, riser, meter base and service entrance conductor. In addition, we will arrange and pay for the repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear. Not Covered: Repairs to any wiring that is connected to or part of any low-voltage system; appliances; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet; repairs to transformers; repair of low voltage wiring; generators; non-utility supplied power and/or lines; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances (such as a natural disaster or an act of God). Additional exclusions apply.

Making a Service Call:

Your coverage starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. This optional Electrical Line Coverage is administered by HomeServe, as an authorized representative of the service contract provider, ServicePlan of Florida, Inc. HomeServe is an independent company, separate from Florida Power & Light Company.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Exterior Water Service Line Plus Coverage


This line brings fresh water into your home. If it fails, most basic homeowners insurance doesn’t cover repairs from normal wear and tear. Rest easy and help protect your finances with optional coverage: multiple calls annually with up to $5,000 in coverage per call for covered repairs to the line on your property.

30-day wait period includes a money-back guarantee.

Sample covered pipe materials:

  • Plastic pipes
  • Copper pipes
  • Brass pipes
  • Galvanized steel pipes

Administered by HomeServe®

Exterior Water Service Line Coverage – Terms and Conditions

$3.74/month

Includes a rebate of 50% off per month for the first year plus tax, added to your FPL bill.

Enroll

Exterior Water Service Line Coverage

 

Eligibility:

You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior plumbing and drainage system prior to enrollment. If you own a residential property that has multiple units, you must purchase a service agreement for each individual unit for any one unit to be eligible. If you live in a development community with a condominium, co-op or homeowners association, your interior plumbing and drainage system may not be an individual homeowner’s responsibility, so please check with your association before accepting this coverage.

Benefit Details:

Coverage provides, up to the benefit amount, for the covered cost to repair or replace a leaking, partially or permanently blocked plumbing and drainage system within your home, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. Not covered: Appliances; repair or replacement of fittings or fixtures, e.g., water tanks, water heaters, radiators, bathroom fittings, faucets, toilets, baths, shower pans, shower/bath diverters and sinks, pressure reducing valves and backflow prevention devices, pumps or grinders; any non-conforming drain line, such as a basement or storm drain; thawing of frozen pipes; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

Making a Service Call:

Your coverage starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. This optional Exterior Water Service Line Coverage is administered by HomeServe, as an authorized representative of the service contract provider, ServicePlan of Florida, Inc. HomeServe is an independent company, separate from Florida Power & Light Company.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Exterior Sewer/Septic Line Plus Coverage


Your buried sewer and septic lines can crack, leak or block due to aging, wear and tear. That can make wastewater back up into your home — unpleasant and possibly expensive to fix.

With this optional coverage, you can help relieve the stress of high repair bills. Your coverage includes: up to $5,000 in coverage per call for covered repairs to the line on your property and up to $5,000 coverage per call for covered repairs to the line from your property boundary to the main, with multiple service calls annually.

30-day wait period includes a money-back guarantee.

Sample covered pipe materials:

  • Plastic pipes
  • Copper pipes
  • Brass pipes
  • Galvanized steel pipes

Administered by HomeServe®

Exterior Sewer/Septic Line Coverage – Terms and Conditions

$4.99/month

Includes a rebate of 50% off per month for the first year plus tax, added to your FPL bill.

Enroll

Exterior Sewer/Septic Line Coverage

 

Eligibility:

An owner of both a residential home permanently secured to the ground and the land it is located on may be eligible for coverage. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your exterior sewer/septic line, or have had any roots removed from your exterior sewer/septic line prior to enrollment. If you live in a development community with a condominium, co-op or homeowners association, your exterior sewer/septic line may not be an individual homeowner’s responsibility, so please check with your association before accepting this coverage.

Benefit Details:

Coverage provides, up to the benefit amount, for the covered cost to repair or replace a leaking or permanently blocked sewer line, for which you have sole responsibility, that takes wastewater away from the external wall of your home up to your utility’s responsibility, or septic line that takes wastewater away from the external wall of your home up to the point of connection to the septic tank on your property, that is damaged due to normal wear and tear, not accident or negligence. Not covered: Septic tanks; leaching fields; pumps and grinders; any non-conforming drain line, such as a basement or storm drain; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

Making a Service Call:

Your coverage starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. This optional Exterior Sewer/Septic Line Coverage is administered by HomeServe, as an authorized representative of the service contract provider, ServicePlan of Florida, Inc. HomeServe is an independent company, separate from Florida Power & Light Company.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Interior Plumbing & Drainage System Coverage


When hidden pipes and drains leak or clog, you may not know it until serious damage occurs. With this affordable coverage, you can cut the hassle and expense of repairs. Get up to $2,500 coverage per service call with up to two calls a year.

30-day wait period includes a money-back guarantee.

Sample covered pipe materials:

  • Plastic pipes
  • Copper pipes
  • Brass pipes
  • Galvanized steel pipes

Administered by HomeServe®

Interior Plumbing & Drainage System Coverage – Terms and Conditions

$6.99/month

Includes a rebate of 50% off per month for the first year plus tax, added to your FPL bill.

Enroll

Interior Plumbing & Drainage System Coverage

 

Eligibility:

You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior plumbing and drainage system prior to enrollment. If you own a residential property that has multiple units, you must purchase a service agreement for each individual unit for any one unit to be eligible. If you live in a development community with a condominium, co-op or homeowners association, your interior plumbing and drainage system may not be an individual homeowner’s responsibility, so please check with your association before accepting this coverage.

Benefit Details:

Coverage provides, up to the benefit amount, for the covered cost to repair or replace a leaking, partially or permanently blocked plumbing and drainage system within your home, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. Not covered: Appliances; repair or replacement of fittings or fixtures, e.g., water tanks, water heaters, radiators, bathroom fittings, faucets, toilets, baths, shower pans, shower/bath diverters and sinks, pressure reducing valves and backflow prevention devices, pumps or grinders; any non-conforming drain line, such as a basement or storm drain; thawing of frozen pipes; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

Making a Service Call:

Your coverage starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. This optional Interior Plumbing and Drainage System Coverage is administered by HomeServe, as an authorized representative of the service contract provider, ServicePlan of Florida, Inc. HomeServe is an independent company, separate from Florida Power & Light Company.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

Water Heater Repair & Replacement Plan


Trouble with your water heater can cost hundreds of dollars if replacement is needed.

This plan helps cover repairs up to $1,000 a year. If your water heater can’t be fixed, the plan can assist with replacement costs. Now you have a smart way to help preserve your budget.

30-day waiting period for repairs includes a money-back guarantee. 90-day waiting period before you can make a replacement service call.

Sample covered parts:

  • Tank (electric and natural gas water heaters)
  • Pressure relief valve
  • Drain valve
  • Lower thermostat (electric water heater only)
  • Gas control valve (natural gas water heater only)

Administered by HomeServe®

Water Heater Repair & Replacement Plan – Terms and Conditions

$4.74/month

Includes a rebate of 50% off per month for the first year plus tax, added to your FPL bill.

Enroll

Water Heater Repair & Replacement Plan

 

Eligibility:

You must be the owner of a residential home permanently secured to the ground. Recreational vehicles or homes on wheels and properties used for commercial purposes are not eligible for coverage. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your water heater prior to enrollment, or have a commercial grade, larger than 100 gallon, tankless, solar, geothermal, oil, hanging or combination home heating/domestic hot water unit. Water heaters that are shared with any third party or are covered by a homeowners’, condominium or like association are not eligible. If you own a residence that has multiple water heaters, you must purchase a service agreement for each individual water heater for any one water heater to be eligible.

Benefit Details:

Coverage provides, up to the benefit amount, for the covered cost to repair or replace an electric, natural gas or propane water heater, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. If your water heater is deemed beyond repair, you can apply the balance of your benefit amount to a unit most similar in capacity and/or functionality. Not covered: Exhaust venting, jacket and interior doors, expansion tanks, supply and delivery water piping other than flexible, and electrical service wiring; damage from restricted lines or as a result of water pressure in excess of 80 P.S.I.; costs associated with making space suitable for installation when the replacement unit does not fit in the existing space; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

Making a Service Call:

Your coverage starts the day your enrollment is processed, and there is an initial 30-day waiting period before you can make a repair service call, giving you 11 months of coverage during the first year. There is a 90-day waiting period before you can make a replacement service call. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period. This optional Water Heater Repair and Replacement Plan is administered by HomeServe, as an authorized representative of the service contract provider, ServicePlan of Florida, Inc. HomeServe is an independent company, separate from Florida Power & Light Company.

This optional service plan is not provided by Florida Power & Light Company and is not regulated by the Florida Public Service Commission. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida Power & Light Company.

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